Health Savings

Health Savings Accounts are a new option for health insurance which have two parts.

Intended to cover more serious illness or injury once the deductible has been met.

Used to cover small and routine medical expenses until the deductible is met.

Healthier thinking for today's living.

A Health Savings Account (HSA) is a tax-favored savings account created for the purpose of paying medical expenses.

Health Savings Accounts Features

No Minimum balance No Monthly Fee No Set Up Fee Direct Deposit Available Unlimited Deposits Unlimited Withdrawals Free HSA Starter Checks No Fee VISA Check Card Monthly Statement E-Mail Statement Internet Banking

Advantages Of HSA’s

Contributions are 100% tax deductable

There are no “use it or lose it” rules

You should be able to lower your health insurance premiums by switching to a High Deductible Health Plan.

Funds in your HSA grow tax-free and when spent on health care are also tax-free.